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Fixed Return Fund (15%)

Product Overview

The Fixed Return Fund-15% is a fixed-income investment that offers a guaranteed return of 15% pa. The Fund primarily invests in ACTSERV and related entities. The Fund also invests in Bank deposits and Government securities and well-performing stocks in and out of Kenya.

Here, the funds collected are allocated on a 20:80 basis as per the IPS, with 20% going to liquid investments and 80% going to ACTSERV-related opportunities, as approved by the Governance Committee.

Liquid investments are temporary holdings that are typically used to meet the Fund’s liquidity needs. Investors in the Fund have the opportunity to invest in two classes of investments: Fixed return investments and share & equity type investments.

Benefits of investing in the Fixed Return Fund (15%)

Pooling

Members invest in more strategic and lucrative opportunities by pooling their resources.

Strong Management

Arima Fund is managed by a team of experienced individuals, and it has an established Governance Committee in place to oversee its investment, as well as a Secretariat to manage its day-to-day operations.

Experience and Exposure

Investments in partnership with ACTSERV provide Arima Fund Limited with unique investment opportunities. ACTSERV has a proven track record as an Actuarial Consultancy firm with over 2 decades of business visibility in 13 African countries and 350Bn worth of Assets under advice.

Administration

Arima members can access and download their individual statements, including records of contributions and earnings distribution, via the Arima Website’s Member Portal.

Fixed Return Portfolio:

  • Liquid Investments: T-Bill +1%.
  • ACTSERV and Related Entities: 15% on a fixed return basis.
  • Share and Equity type Investments: NSE All Share Index (^NASI) + 4%
Fund ParticularsDetails
Fund TenureMinimum investment period in the Fixed Return Fund is 12 months. After this, members can chose to either liquidate/withdraw, fully or partially/rollover their investments to another investment period.
Maturity12 months from the date of the initial investment.
Default InterestNone, i.e. Funds can only be redeemed after 12 months from the date of the initial investment.
Fund Return15% p.a.
Interest Payment & CalculationCompounded basis and posted on member statements monthly- by 4th of every month.
Minimum Investment RequirementMembership is by invite only. KYC documents required when opening an account.
Withdrawal RequestsWithdrawal requests are usually processed within 7-14 days. However, the period may change and shall be communicated at the point of making the request when large amounts are requested for withdrawal.
Contributions / Top-upsMembers can invest/top-up any amount at any time.