Frequently Asked Questions
Brooks Insurance Agencies Limited was established in 2013 as a fully-fledged subsidiary of Actuarial Services E.A. Ltd (ACTSERV). Brooks is duly registered by the Insurance Regulatory Authority (IRA) as an insurance agent. Learn more.
Faster claims processing – We fast track the claims process whenever they arise.
We find the best fit for you – Having access to a wide range of insurance products from different insurers, we are able to get you the best price and package that best caters for your need.
Personalized customer service – Brooks offers personalized service and we are available 24/7 to cater to your needs.
A person, entity or group that purchases an insurance policy from an insurance company. Also called the insured.
These are formal requests lodged by the policyholder for compensation of a covered loss.
An insurance premium is the amount you pay for an insurance policy. Simply put, premiums are what you pay insurance companies in exchange for coverage. Therefore, when you hear “insurance premium,” think “insurance price.”
These are monetary awards given by the court to compensate a person for loss or injury suffered.
This is protection against a financial liability caused by the acts of the insured party to another party. An example is the professional indemnity insurance cover.
A third party is anybody who is affected by the actions of the insured but has no agreement with the insurance company. For example, if involved in a car accident, the other party involved is considered the third party. The insurer is the first party and the policyholder is the second party.
Motor third party liability insurance covers damages or injury to the third party by the insured while comprehensive motor insurance covers all damages to the insured vehicle as well damages to the third party.
Motor third party liability insurance covers damages or injury to the third party by the insured while comprehensive motor insurance covers all damages to the insured vehicle as well damages to the third party.
